Regional Sales Leader
We make the home loan process as simple as possible by guiding you through every step.
1100 Jefferson Green Circle
Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.
More importantly, they want to know about you: What's your goal?
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
What our customers are saying
Feedback as soon as possible. Replies quickly
Process was easy. Mark was thorough and a great communicator. He provided multiple options. Everyone associated with this mortgage was professional and friendly.
We had all support we needed and everything ran smoothly.
on point all the way to close
The entire process
Very helpful for first time home buyers!
Communication was on point. Level of expertise provided to guide us on some questions and explaining things clearly were appreciated. Very quick to respond and or answer our requests even after hours. Top notch!
If it wasn't for Mark Fillgrove and his team I don't think this loan would have happened. Thank you so much for your hard work and dedication....
Mark always made himself available for any questions or concerns. He quickly addressed concerns and made sure we had a successful experience.
Mark was very communicative and knowledgeable.
Mark worked hard to continue to extend my rate due numerous displays with my builder.
Great advice, clear and consistent communication.
Mark’s willingness to answer any and all questions along the way!
SUPERB mortgage experience! Very caring and personal service. Mark and his team were diligent in helping us close our purchase, and they were always responsive and helpful throughout the process. I can't speak highly enough!
professional
There was no drama... Mark and his team did a great job!
Excellent service, friendly people, 10/10 recommend
Just made the whole process very easy
The level of communication was fantastic! I was given great advice through the entire transaction and everyone was professional as well as enthusiastic and knowledgeable!
Feedback as soon as possible. Replies quickly
Process was easy. Mark was thorough and a great communicator. He provided multiple options. Everyone associated with this mortgage was professional and friendly.
We had all support we needed and everything ran smoothly.
on point all the way to close
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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
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My Home Mortgage
The ProsperityNow app is a mobile application that helps Loan Officers enhance relationships, stay ahead of the competition and close loans faster! Loan Officers stay front and center with individually branded apps!
